Insurance Claims

  Will My Insurance Company Pay for a Hotel during a Water Restoration Project at my Home? Have you ever dealt with water damage in your home? If not, ask someone who has. They will tell you it can be a very invasive experience. The way Restorex...

  WHAT IS A SUPPLEMENT ESTIMATE? A supplement estimate is an estimate requesting more money from the insurance company. Once water damage has been cleaned up, an insurance adjuster writes a repair estimate to get the customers property put back together. (Repair drywall, replace flooring, paint, ect.)...

Below you will find answers to these Questions: What is ITEL? How much does an ITEL Report cost? How do they determine how much my floor cost?   What is ITEL? ITEL is an independent laboratory that analyzes damaged flooring, roofing, and siding to determine the cost of...

Xactimate is a standard estimating system used by insurance companies and contractors to financially settle insurance claims. I’ll try my best to break it down in layman’s terms: Reasons for a Standard Estimating System An insurance company’s job is to provide their customers fair compensation when something...

Tomato/tomato, potato/patato, insurance agent/insurance adjuster: What’s the difference, right? Well contrary to popular belief more than you may think.  A insurance agent and an insurance adjuster serve very different purposes with-in the insurance industry. Insurance Agent A insurance agent is involved before damage occurs. They write policies...

You’ve heard about your insurance deductible, you’ve worried about your deductible, you’ve feared your deductible, but have you ever understood exactly what your deductible is? Your insurance deductible is the amount of money that you are responsible for when you place an insurance claim. The amount...