Restorex Disaster Restoration is a local water damage company that specializes in water damage Insurance Claims.
Our team are experts in water damage restoration and have over 30 years of combined experience in the industry. We provide all our water mitigation and restoration services to customers in Carmel Indiana.
If you need to hire a professional water restoration company for your home or business in Carmel Indiana give us a call (317) 315-5071.
Restorex can help you with these emergency water damage services:
Restorex works with many customers in the Carmel area who are experiencing water damage from different sources.
The common sources of water damage include:
Anytime a home or business owner has a water damage disaster the first thing on their mind is how much is this damage going to cost and is my insurance company going to help my pay for the damage.
Our team specializes in helping customers understand the scope of their water damage and help them make informed decisions on how and when to get their insurance companies involved. If an insurance claim makes sense for the property owner, we assist our customers through the claims process while also providing emergency water mitigation services to their property.
Carmel, Indiana can experience heavy storms that can cause lots of storm damage to local properties. In the spring and fall, strong winds and heavy rains can cause basements to flood and sump pump systems to fail.
Typically, when it rains over 2 inches in an hour there can be a lot of property owners who will experience issues with their basements. Also when the storms cause damage to the power lines, the sump pumps are not able to remove the water from the foundation walls, and the water is forced to the point of least resistance.
Carmel can also experience extremely cold temperatures that can cause many property owners to have frozen or burst water pipes. When the temperatures drop below 10 degrees Fahrenheit there tend to be property owners that have burst pipes because of the cold temperatures.
Water damage insurance claims can be difficult to understand if you have never filed a claim in the past. Restorex will take the necessary time to properly inform all our customers of the process and to help guide them throughout the process. Water damage is covered under most property insurance policies.
The technicalities of the insurance coverage are not always as simple as a homeowner would like. Restorex has experience working with all insurance companies and insurance adjusters. We can help our customers better understand their insurance coverage and policies, so they know what to expect during a water damage restoration process.
For instance, if water entered a home through a window, wall, or door, this is normally considered to be flooding conditions and most insurance policies exclude this type of water damage. This occurs when there are excess rains or storms in the area and water penetrates the home from the outside.
But, if the water came into the basement through the sump pump system, this is considered to be a sump backup or failure. This a covered item with insurance providers who provide sump backup or drain backup coverage in their policies.
**One side note – sump pump backup coverage can be limited to $5,000 – $10,000. If you own a home with a finished basement it is good to have the proper coverage in case of a sump pump failure. We recommend all homeowners verify their coverages with their Insurance Agent each year to make sure these items are included in their policy.
The water damage restoration process can be simply described in 3 steps.
The initial inspection helps our team understand how much water has affected the property and determine the best course of action to recommend to the property owner. Every property has its own unique circumstance and challenges, so we like to take the time to discuss in detail with the home or business owner before we begin the water mitigation services.
During the inspection, we use several different moisture meters and thermal imaging to determine how much of the property has been affected by the water. After determining the amount of water damage, we can begin to discuss the next steps of the process.
The water mitigation is the process of getting the property properly dried and cleaned after a water disaster. Any building materials that cannot be properly dried or returned to their original condition will be removed and the remaining parts of the structure will be dried using water damage drying equipment.
This includes a combination of low grain refrigerant dehumidifiers, air movers, and heaters. The drying equipment will remove the excess moisture from the property so that there is not any secondary damage.
After the structural drying is complete, the repair process can begin.
Now, if there is an insurance claim being processed there can be a delay between the water mitigation and the repairs. This can be a couple of months depending on the severity of the water damage. We usually tell our customers to get as comfortable as possible during these times. We are not in control a lot of the time when it comes to getting estimates finalized and settled with the insurance adjusters.
The repairs include putting the property back together as before, with like a king, and like quality products and materials. The insurance company will evaluate how the materials cost in today’s dollars to replace the water-damaged building materials. Again, this can be a slow process at times.
If you are experiencing a water damage emergency in Carmel Indiana and need a local water damage professional to help, give us a call (317) 315-5071.