Common Water Damage Issues
Water Damage can be caused by many different ways. Some of the most common reasons are listed below:
- Sump pump failure or backup
- Washing machine failure
- Washing machine overflow
- Toilet overflow
- Frozen, Broken or Burst pipes
- Sink Overflow
- Hot Water Heater failure
- Water Softener failure
- Refrigerator supply line
- Dishwasher failure
- Broken hose spicket
- Broken Drain Line
- Drain backup
- Air Conditioner condensate line
Water Damage Restoration Process
After the water mitigation phase is completed and the structure has been dried out, our company can now work with your insurance company to get everything repaired.
The first step of the restoration phase is to develop a scope of work with the insurance adjuster. The scope of work allows us to estimate the costs required to bring your home or business back to its pre-loss condition. This requires a period of time where we would walk through the property with your insurance adjuster and then we would use our notes to write a repair estimate.
Some insurance companies require their field adjusters to write repair estimates. If a field adjuster writes the original repair estimate, we would review it before agreeing to complete the work. Sometimes the adjuster can miss items that need to be included. We would write a supplement estimate to compensate for the items that were left out.
If the adjuster allows us to write a repair estimate, we would submit it to your insurance adjuster once we complete it. He or she would review our estimate and if they had questions or adjustments, they would be made at this time. Eventually, we would come to an agreement with the adjuster on a final cost to complete the water damage repairs.
Water Damage Restoration Insurance Coverage
Restorex Disaster Restoration is able to help you get the costs of the water damage cleanup and repairs covered by your insurance company. We used Xactimate estimating software for all of our water damage cleanup and repair estimates. This ensures that are estimates are easily processed and approved by your insurance company.
Common Insurance Questions
If you need help with any kind of water damage restoration services give us a call at (317) 315-5071.